I got a letter from KFC this morning, demanding that I turn over my personal information, including the name and address of my son, as well as a copy of my driver’s license, which I’d left on my bed.
I was told by a KFC representative that I would have to submit the requested information by the end of the day on March 9.
What’s wrong with this?
First, the letter from the KFC office doesn’t specify what I can and can’t do to comply with this demand.
I’ve been told by KFC that I have the option to decline the letter, and I can, in the case of a non-compliance, to call a lawyer.
But that’s not the same as not doing so.
“You have the right to refuse, and to be prepared to pay for the privilege,” the letter said.
I don’t think the KCP is going to try to force me to give up my son’s information.
I don’t need to give away any personal information to avoid the threat of this letter, or the possibility of KFC sending a second letter.
The letter is in bad taste and is a clear violation of the American Consumer Law.
KFC has the right under the federal Consumer Protection Act to demand personal information and information of individuals it does not have a business relationship with.
If the consumer’s name, address, or phone number are requested, the consumer can refuse the request by calling 1-800-KFC-KEEP.
I’ve never heard of this law, so I’m not sure how it applies to KFC, but it should.
I’m a lawyer and have had experience in consumer protection matters.
This is a typical KFC letter from a lawyer, in case you missed it.
I would not trust my son to get food in the mail without telling me who he is, and would be willing to pay extra for a copy to my credit card company if they would take my name off the letter.
This is not what we do at KFC.
But wait, there’s more.
KFC doesn’t just want to know who I am.
They want my name and the information of my child.
If I decline to submit personal information or information of a minor, I can ask for that information to be deleted from my child’s KFC account.
If KFC sends another letter demanding my child is a minor for the purpose of collecting payment, I have to pay the additional fee, too.
The letter was dated March 12, and it’s dated March 17, meaning the deadline for turning over the requested data is a little over a week away.
If I refuse to turn over the information, it will remain on KFC servers.
If my son does turn over it, it won’t be available to the public.
And what’s the “other” thing I’m supposed to do?
KFC is not asking me to do anything.
The KCP has no legal authority to tell me I can or can’t turn over information or pay, and no authority to force anyone to turn it over.
The only reason I can refuse to give it over is that I’m afraid I won’t have it later.
So if KFC says I can’t be in touch with my son for 24 hours, I don.
If they tell me to turn my son over, I’m probably better off not doing that.
I have nothing to lose by not turning it over and taking the risk that it will be returned to me.
But what about my credit cards?
If I decide to not turn over this information, will it hurt my credit score?
Not at all.
Credit reports can’t show how much I owe, but if you look up your credit score online, you’ll find that it’s a fairly reliable indicator of your ability to pay.
When you buy a new car, you pay off your car’s loan in full, and your credit rating doesn’t affect your credit scores.
If you are over age 65 and you owe more than $250 in student loans, your credit report can help you determine whether you’re worth paying down your debt.
It also tells you how much you owe on your other loans.
If, for instance, you have a loan to pay off, you might find that your credit history doesn’t show up on the reports that provide you with your car payment.
That means that the company that lent you your car loan has no way of knowing if you are making payments on that loan.
There is no “credit freeze” in effect for the United States.
No, KFC isn’t trying to punish you.
I can cancel my credit, but not the credit that KFC owes to me, or my income from other sources, which is not a loan.
I might still have a credit card that I owe